Money habits to help you thrive financially
custom financial planning for six-figure single-income families
discover
Gain a deep understanding of your financial status and learn new strategies to help you pursue your goals.
simplify
Automate your finances and create a plan that helps you make choices you feel confident about when new situations arise.
optimize
Make your money work harder for you based on your resources, desired lifestyle, and plans for the future.
Living on one income in today’s world can be a challenge.
But you know it’s worth it for your family
While you may have had to make some sacrifices to achieve one-income living
— or you’re still working on getting there —
you shouldn’t have to forfeit your vision for the future.
Because let’s face it — your family has big goals.
- You want a cushy emergency fund so you’re never caught off guard by a big expense.
- You want to live well within your means but still enjoy a nice standard of living.
- You want to make sure retirement savings are on par with your future needs.
- You want to know your investments are a good fit for your situation and goals.
- You want to pay for the kids’ college so they don’t end up drowning in debt.
- You want to stop worrying about your finances so much.
But here’s the thing:
You don’t have the time you really need to dedicate to your own financial situation.
You’re already balancing the dual demands of work and family life.
You’re overwhelmed by how much there is to learn.
You’re not sure how to prioritize the many obligations in front of you.
Should you start saving for the kids’ college first?
Or your own retirement ?
What about family vacations ?
Or a bigger home to house your growing family ?
What you do know is that you have to start somewhere.
That somewhere might be right here…
With a financial planner specializing in single-income families
Because the demands you are facing can feel defeating.
You work hard.
Of course you want to maximize the money you’re bringing home!
- LEARN: Make your money work hard for you.
Your finances have complex moving pieces—pieces you can’t make heads nor tails of on your own.
- SIMPLIFY: Stop worrying and spend more time enjoying your family.
Financial challenges are popping up right and left. It’s like whack-a-mole on steroids!
- TEACH: Overcome financial challenges with confidence.
At Second Comma, we show single-income families how to make living on one income not just possible, but prosperous.
Some of the words I hear most often from new clients are:
- Frustrating.
- Exhausting.
- Overwhelming.
- “What do we do next?”
- “How do go from [this] to [that]?”
- “How do we get from [here] to [there]?”
What I do is help you take a breath.
As a financial planner specializing in single-income families, my goal is to free up your time
— and your mind —
by moving some of the most complex financial items off your plate.
Items like:
- Cash flow
- 401(k) + IRA contributions
- Investment strategies
- Asset allocation
- Wealth preservation
- College savings
- House down payments
- Retirement
All of it.
Off. That. Plate.
So you can spend more time with the family that makes it all worth it.
When you work with me, we will lay a financial foundation tall enough and strong enough so you can finally get your head above water.
We develop a plan to take actions today that help you prepare for whatever is coming tomorrow.
Through our first few meetings, we’ll take a survey of everything as it sits right now:
- Cash flow: How much money is coming in the door?
- Spending investigation: Where is that money going out?
- Debt analysis: What debt do you have? What are the best ways to tackle that debt?
- Future forecast: What are the goals for the future? What steps are being taken to reach those goals?
We’ll then move through each area to ensure the dollars coming in the door are being sent back out to pursue the goals of those living in the house.
This process can be hard
This process can be tedious
This process can be freeing
This process can be fulfilling
But most of all, this process is worth it.
