At the start of our relationship,
we’ll focus primarily on cash flow planning.
Getting your cash flow in order is the cornerstone of your financial life.
Cash flow planning for one-income households can include:
- building a flexible, *nonrestrictive* budget
- creating a spending plan that feels good to your whole family
- taking care of your most important financial needs in the here-and-now
But rest assured—cash flow planning doesn’t mean I tell you what to do with your money.
Nope! Instead, we review your finances together to spot roadblocks and opportunities as a one-income household.
I’ll make recommendations and present options, but I’ll never tell you what to do.
(Oh, and you never have to justify your spending to me. There ain’t no shame here).
“Total income matters
significantly less than expenses in relation to said income.”
Once your cash flow is under control,
we dive into more of the nitty gritty.
We’ll tackle things like insurance, asset allocation, and even employer-sponsored plan decisions.
I’ll also help you get a grip on
And since you’ve gotten your cash flow under control, you’re now a bona fide
So we’ll work on
“Financial success really hinges on
a few key moments in someone's life—and how they handle themselves through and past those moments.”
Because most of my clients are one-income families,
education planning is typically a must.
If you’re a parent already, you know how quickly time flies.
One minute, you’re gazing happily at your little youngsters.
Today, they’re so cute—walking already!
They’re off to
And you don’t feel
We’ll work on that.
We’ll dive deep into your children’s
We’ll discuss things like:
- Private school or public school?
- In-state or out-of-state?
- What degree programs are they interested in?
- Dorm life or living off campus?
- And more!
Saving for college as a one-income household is more than possible.
All it takes is some good old-fashioned planning, strategizing, and starting.
"The bricks of the millionaire castle are made with
ten dollar bills."
And for those really special clients (just kidding—you’re all special), I’ll also provide advice on:
- Business planning
- Charitable giving solutions
- Compensation strategies
- Estate planning
- Multi-generational planning
Woah! That’s a lot of stuff you can help with.