here’s a snapshot of how we’ll work together

in pursuit of being financially thriving




The Second Comma Thirty-Six Step Process


(I’m just kidding, it’s five steps)



First, we’ll lay the groundwork for our relationship.


Our first meeting ensures we align on money philosophy .

This will be a discussion about what money means to you, how you use it, and what you use it for.

I’ll also ask you if you like your answers or if you’re hoping to see some changes.

Together, we’ll explore your money story — which includes your past experiences with money and your beliefs — so we can understand how money makes you feel and why you use money the way you do.

We’ll determine your most important financial goals and make sure those are in line with your core values.

We’ll become aware of any existing financial pressures in your life.

(Have you ever made a pressure map?)

And most importantly, we’ll work to reframe your money story so your money becomes the tool you use to live out your best life — not a source of stress and worry.





Here comes the fun part.


After our review, we’ll design a comprehensive plan tailored to your life now, in the future, and for everything in between.

The best investment plan is one you can stick to, so I won’t recommend anything that’s unrealistic for you.

We’ll work together to make sure that above all, your financial plan feels in alignment with your values for your life today and for your future.

After all, your savings plan is important for your life tomorrow, but it shouldn’t remove the enjoyment from your life today.

In addition to your savings plan, we’ll review your current investments and provide recommendations based on your future goals.

As we create your right-for-you plan, we’ll partner with your CPA and other professionals in your life to create a comprehensive financial plan that includes all relevant components.





“You think you have to be 100% convinced, but you only have to be 51% there to make a change.”





“Plans are worthless, but planning is everything.”





Maintaining the plan is key.


The work of financial planning doesn’t stop once the plan is created.

This is because a plan can never take into account all the events, curveballs, and scenarios you’ll encounter in your life.

Does this mean we shouldn’t plan?

Of course not!

Plans provide us with direction, strategies, and actions we can take to control our outcomes.

But it does mean that our plans should be flexible.

It means we should regularly monitor your circumstances, your progress, and your changing goals so we can adjust your plan as necessary.

And it means we should keep actively writing your money story — instead of letting your money story write you.

At Second Comma, that is exactly what we’ll do.